Have you checked your credit score lately? If you haven’t, it is time to start! It is very important that you keep track of what is on your credit report and what your credit score is. When you first check your credit report you will want to note everything that is on it. Then keep checking it on a regular basis. This way you will be able to track any errors or fraud. If you do notice something that does not look right to you, you can dispute or report it. And isn’t it great that you can get a free credit score.
A bad credit score can impact you and your family in many ways. Landlords, future employers, car dealerships and insurance companies all look at your credit score. If you have a low/bad credit score you may not get the job you want, you may not be able to move into the home you want and you most likely will pay higher insurance rates. There are many factors that go into your credit score rating; credit history, utilization, payment history, lines of credit and inquiries by others (checking your own score doesn’t count against you).
So be sure to check your free credit score now and learn more on the importance of your credit report.