Wednesday, January 5, 2011

Budget Tip #1 Plus a FREE Budget Worksheet

Throughout this next year I will be posting more on budgeting.  To get started I've created a list of some easy steps to get you started in the right direction. Remember that budgeting may take some time and organization, but it is completely worth it and can end up saving you a lot of money and hassle.

STEPS:
~ Collect all of your financial statements (bank, investments, bills)
~ Write down all of your current income: every source work, hobbies, games
~ Write down all of your monthly expenses (where is your money going)
~ Add all of your income and all of your monthly expenses
~ Determine what you have leftover from your income and try to save this.
~ If nothing is leftover, try to see where you can make some cuts to free up some money.

Click HERE to find 10 different budget worksheets to help you in every aspect of your life. Household, college planning, party planning, wedding planning, etc.

There are tips in my earlier posts on how to cut your current bills! Also, check out these great personal organizers!















Good luck with your Budget.  Stick with it…. It will help you and your family in the long run!

6 comments:

  1. Hi Rose, thanks for stopping by. I am now following your blog. If you want FB and Twitter followers, I am game, LMK.

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  2. Hi found you on Thursday's Friends blog hop and am now following.
    Thanks for the tips. I am working on a budget myself.

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  3. Hi Rose,
    thanks for these tips. We always try to stick to these rules but sometimes, it is hard.
    I am a new follower
    Hope you can visit my website. We have some great tips about budgeting
    www.ourfamilyworld.com or our blog : http://www.ourfamilyworld.com/blog/
    FB: www.facebook.com/ourfamilyworld.net

    Thanks
    Olfa

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  4. Thank you for the follow from Thursday's friends. I am following you back.
    http://inthelandofmom.blogspot.com/

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  5. Thank you!! I've been trying to use Mint.com but it won't load my Key account so it doesn't do much good with budgeting. These are great!

    I found you on menopausal mom and I hope you visit!
    www.stilettostostrollers.blogspot.com

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  6. Hi! Thanks for visiting me. Now I'm following you.

    Enjoy the weekend! :)
    Alison
    http://welcomesunshinehome.blogspot.com/

    ReplyDelete